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For Guarantor Investors

Earn passive income on your good credit.

Convert your credit profile into currency. Earn 4%–5% annual income on every lease you back — no cash required, no property ownership.

No cash required
·
No property ownership
·
Full risk disclosure
Sample Earnings
Your potential annual return
Live Rates
From a $30,000 lease
$1,500 / year

Based on 5% annual rate · Credit score 750+ tier

Rate tiers by credit score
700–724
4.0% / yr
725–749
4.5% / yr
750–799
5.0% / yr
800+
5.5% / yr
Why Guarantors Choose SimpliMatch

Profit from your good credit.

Your credit profile is an asset. Put it to work — without lending money, uncapped liability, or taking on physical risk.

Earn Passive Income
4%+ annual income on every lease.
Get paid for letting your strong credit back qualified renters. The better your score, the higher your tier — up to 5.5%.
No Capital Required
You never lend money or blindly sign a lease.
Just qualify, get matched, and earn. SimpliMatch handles the rest.
700+ Credit Score
Earn more with a higher score.
Qualified scores start at 700. Top earners (800+) unlock the highest payout tier. Free to apply, free to stay on the network.
Humanity Element
Help pre-qualified renters get a home.
Behind every guarantee is a real renter — a teacher, a graduate, a single parent — who needs one yes to move forward.
Simple. Safe. Secure.

From application to first payout.

Four steps. Most guarantors are earning within their first 30 days.

Step 01

Qualify in minutes

Free credit check + identity verification. We tell you instantly which tier you qualify for. No impact to your score.

Step 02

Automatic matching

Our automation matches you to pre-qualified renters that fit your risk profile. Your choice on who you approve.

Step 03

Back the lease

Once you approve, SimpliMatch issues instant protection. No harm to credit, no money changes hands. You are protected by SimpliGuard™.

Step 04

Get paid monthly

You earn 4%–5% of annual rent, paid in monthly installments. Track everything in your dashboard.

Complete Protection

Back any lease. Protection against default.

You're never personally exposed. SimpliGuard™ protects you with the SimpliMatch Guarantee, and our risk-managed underwriting backs every lease.

SimpliGuard™ Default Protection
Entire Lease
SimpliMatch Guarantee
3× Coverage
Risk-managed matches
Pre-Vetted
Cancel anytime
Zero Lock-In
3,200+
Guarantor applicants
$1,420
Average annual earnings
4.9 / 5.0
Guarantor satisfaction
100%
On-time monthly payouts
Free to Qualify · Free to Stay

Turn your credit into income.

Check your eligibility in under 60 seconds. No impact to your credit score.

SimpliMatch is proud to be an Equal Housing Opportunity provider. We are committed to compliance with all federal, state, and local fair housing laws. We do not discriminate against any person based on race, color, religion, sex, gender identity, sexual orientation, disability, familial status, national origin, or any other protected class under applicable law. All housing offered through SimpliMatch is made available on an equal opportunity basis.